Quitting smoking is often associated with improved heart and lung health. Although these are among the most well-known benefits of quitting the habit, studies suggest that it has several other benefits that affect other parts of the body as well. So, here are some surprising health benefits of quitting smoking that can help motivate people trying to quit. Improves blood pressure and heart rate in just 20 minutes This might come as a big surprise to a lot of people, but blood pressure levels and heart rate start dropping to normal levels within 20 minutes of quitting smoking. Inhaling smoke harms the blood vessels and brings down the amount of oxygen being supplied to the heart, which leads to a faster heart rate. So, a surprising health benefit of quitting smoking is that it helps the body repair itself and brings down the blood pressure levels and heart rate to normal. Better sexual function This is one of the most surprising benefits of quitting smoking. Smoking can have visible adverse effects on men’s sexual health, and it can also affect reproductive health among women. Since it has a direct impact on the blood vessels, it can lead to Erectile Dysfunction (ED).

Budget smartphones are the most sought-after smartphones in the market. This is because technology is undergoing rapid changes, and not many people wish to invest in expensive smartphones, as it makes it difficult for them to replace their handsets. In fact, most budget smartphones out there today have features that are at par with the flagship phones from leading companies, making it difficult to choose. Let’s look at the best budget smartphones of 2021: Asus ZenFone 6 There is a variant of the Asus ZenFone series available in the market and is an impressive option. Easily one of the best budget smartphones of 2021, it comes with an 8GB RAM and 256GB storage capacity, and it can also accommodate a MicroSD card for added storage. The phone sports a 6.4-inch screen with a resolution of 2340×1080 pixels. However, battery life is what makes it stand out. The 5000mAh battery lasts for around a day of usage and is one of the best performers in the segment. Available for less than $500, this one is a real deal maker. Google Pixel 3A You only have to shell out around $400 for the Google Pixel 3A, which is definitely one of the best deals you can get on a smartphone.

Picking a laptop for a student can be tricky sometimes, and people often tend to go for the cheapest one. But going just by the price is not always the best way to make a decision, as a cheap laptop can end up not having enough features to meet the needs of the user. Let’s explore some of the best budget laptops for students that are feature-packed yet light on the pocket. HP Envy 13 This one gives great overall performance and has been a favorite among students for a long time now. The HP Envy 13 comes in a spectacular design and has some exciting security features. The laptop comes in the price range of under $1,000 and is a popular choice among budget laptops for students. The long battery life adds to the utility for students when completing their assignments, and the 2019 variant has a fingerprint sensor plus a webcam kill switch to turn off the webcam when you’re not using it. The 8th Gen i5 processor ensures top-notch performance, and the laptop comes with a 4K or 1080p display. All in all, this feature-packed machine is available at an attractive price and is one of the best options for students.

Sometimes, getting out of the burden of credit card debt seems impossible. There might even be a situation when paying interest on credit card debt becomes a part of monthly expenses, and this is a sign of serious financial trouble. Let’s look at some easy answers to the question of how to cut credit card debt to help ease financial troubles: Understand where you stand financially Before trying to solve a problem, you must understand that you have a problem and its severity. The amount of debt people have can often be a lot more than they think. So, instead of working on rough figures without knowing where you stand financially, collect all your financial information and come to terms with the amount of debt. Pay more than the minimum amount due Credit card companies will often entice you to pay the minimum payment due, which is just a fraction of the total amount that you owe. While you can make this minimum payment for a month and continue with using the credit card services, you will be paying interest on the rest of the amount due. Many do not account for this, but it can affect your credit score to some level.

Your home is your most personal space. While it is a space where you can relax, you can also use it for the betterment of your life and to improve your health. If you want to work out at the gym but traveling is a great turn-off, let’s look at some of the best equipment you need to set up a home gym. This way, you can work out according to your convenience: Dumbbells The most important and arguably the most popular equipment for any person working out at a gym are dumbbells. You can find dumbbells that are fixed in size, or you can opt for adjustable dumbbells. The latter means more convenience as it reduces the need to buy multiple weights. Also, you spend less money and also save space. Dumbbells are one of the best pieces of equipment you need to set up a home gym to achieve your fitness goals. Resistance bands Resistance bands are extremely versatile and can be used by people of all ages and both genders. The entire body can be targeted with the help of these basic pieces of equipment. You can use heavy resistance bands for the lower part of the body and lighter ones for the upper portion, or vice-versa, depending on the trouble area you wish to target.

Apart from having grave repercussions on mental health due to increased stress, the side effects of a bad credit score can affect several aspects of your life. Let’s look at how a bad credit score can affect your other financial decisions: Higher interest rates on loans Having a good credit score elevates your chances of getting loans from a banking institution at an attractive interest rate. As the credit score dwindles, banks tend to charge a higher rate for the same loan amount. For example, if your FICO score is 620, you might be charged an interest rate of up to 4.8% for a home loan. On the other hand, you’d be charged an interest rate of 3.2% on the same amount if your FICO score was between 760 and 850, as it increases your financial reliability. So, paying off loans on time provides benefits in the long run. Difficulty getting a job It is common for employers to run a background check on a prospective employee’s financial standing and credit background. Among the side effects of a bad credit score are lower chances of getting a job, especially if you are looking for a job in fields that require financial handling.

Personal finance is among the most important aspects of life, and one should start understanding their financials and maintaining them by the time they are in college. The first step toward financial independence is opening one’s own bank account. There are a vast number of student-friendly bank accounts, and the process of opening a bank account is also fairly simple today. Let’s understand the steps to open a bank account for students: Understand your credit rating Your credit score is the most important figure when it comes to opening a bank account or getting a credit card. The overdraft offered will also depend on your credit rating and financial background. While this is not a step to open a bank account for students, it is definitely an important pre-opening exercise that will determine the type of bank account you can opt for. Choose the right bank account An important step is to understand the different types of bank accounts that are available and then select the one that meets your requirements. An important factor here is the monthly maintenance fee, which plays a big role for students. Banks that offer student account openings with zero fees are always favorable, but if that isn’t available, you can opt for a bank that offers the most perks and does not charge for regular activities like using the ATM services to withdraw money.

Live TV streaming has given viewers the liberty to watch their favorite cable channels at their own convenience. The channel grid will usually look the same as those you get on cable and satellite, but you will need an app for live TV streaming. So, here are the most popular live TV streaming services that you can choose from in 2020: Hulu + Live TV Hulu has entered the market of live streaming TV with Hulu + Live TV. One of the most popular live TV streaming services, it provides an on-demand experience, 55 live cable channels, and an entire local network lineup. And all this is available for just $55 a month. People who like to indulge in sports have channels like ESPN2, FS1, NBC, TBS, ESPN, FS2, and TNT to tune in to. With Hulu + Live TV, you can also enjoy regional sports channels and a few college sports networks. Additionally, this live streaming service is compatible with Android TV, Apple TV, Amazon Fire Stick, Nintendo Switch, Roku, Google Chromecast, and Xbox. Sling TV Although Sling TV costs a little more than regular cable networks, it offers a variety of channels with a better user interface that makes it worth the money spent.

Choosing a dress is not always an easy task when you’re dressing up for an occasion. You might often find yourself in a fix right before leaving for a party or date night. The following must-have dress styles for women are among the top options you can choose from when dressing up for a house party you got a last-minute invite to. Read on to explore some of the top dress styles women can choose from to step out in style: Midi dress This is the dress you need when neither a maxi nor a mini dress fir the bill of the occasion or your mood. A midi dress comes in handy when you are not sure about how formal the event is, and these dresses come in various sleeve lengths and neckline options. This makes them perfect for every body shape. If you are heading out on a winter night, you can pair them up with ankle boots and tights, whereas pairing them up with flats and a hat makes them perfect for a summer brunch or outing. Sheath dress A sheath dress is best for when you are heading out for a formal meeting or feel like dressing up while going to work.

Fashion for the feet is sometimes overlooked, but what use is a fantastic outfit without a great set of shoes to match? The year 2020 brings a need for something to feel good about more than ever so a cool looking pair of shoes is a must. No matter what your preference whether it’s chic, trendy, comfortable or even practical, there are some great trends this year to delight everyone: 1. Rainbow sneakers It’s a bit of a serious struggle to find joy right now but rainbow sneakers seem to be very popular in 2020. It could be that people need an infusion of color and joy and if you’re going to do that why not go the whole spectrum? Top brands such as Sketchers, Michael Kors, Keds, Pride and Converse all have variations of the Rainbow Sneaker. With everything from subtle rainbow trim to full-on, all-over rainbow coloring, Rainbow sneakers are the bright trend of 2020. 2. High top Sneakers It seems like high tops have always been around in the world of trendy footwear and 2020 is no exception. Featured highly this year are white high tops, platforms, 80’s redux, sneaker boots and even dad style. There is a whole gambit of choices out there in high tops with high-end offerings from companies such as Spectre as well as great ranges from the stalwart companies Nike, Reebok and Keds.